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Well, sure, because the insurance company's first question will be "is there a police report."


A police report != a 911 call from a legal standpoint (to my non lawyer knowledge).


I don't know anything about NYC, but, normally, a police report actually involves the police writing down some names. So, one lives in a high crime area and one notices that the police are no longer around, one has strong incentives not to go on the record about this or that crime.


But it is the first step if you need a report written.


You can walk to a station and do it in person. That won't be logged in the 911 database.


It really isn’t. Where I am it is a form on a website.




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