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There are a great many suburban neighbourhoods with no HOA. From what I can tell (at least in the Northeast), they're limited to neighbourhoods of well above median income—I would guess that the houses would probably start somewhere in the 7-800k range (which, in suburbia, probably gets you 5-6k square feet or more), and go up pretty fast from there.

HOAs and their restrictions seem very much to be a form of conspicuous consumption—"we can afford to keep our lawns all precisely the same length, and precisely the same shade of green, regardless of the fact that we're in a months-long drought"—as well as a vehicle for petty tyrants who enjoy enforcing their particular idea of what A Perfect House And Lawn looks like on everyone in their development.



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